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Frequently asked questions.

Everything on skill finance, the Skill Valuation Score, infrastructure loans, and micro-enterprise financing — answered in plain language.

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Skill Finance

Skill Finance questions.

Skill Valuation Score

Skill Valuation Score questions.

Infrastructure Loans

Infrastructure Loans questions.

Micro-Enterprise Loans

Micro-Enterprise Loans questions.

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Frequently asked questions.

Skill Finance questions.

What documents do I need?

Do I need a guarantor?

What if I don't get placed?

Can I apply for multiple courses?

What is behavior-based credit assessment?

Skill Valuation Score questions.

What data does the Skill Valuation Score use?

How accurate are the income projections?

Infrastructure Loans questions.

What types of infrastructure can I finance?

Do I need to be NSDC affiliated?

Micro-Enterprise Loans questions.

Do I need to have taken a Lakshya skill loan first?

What types of enterprises qualify?

Still have a question? Talk to us.

Apply for financing

Partner with us

Connect as investor

Does a higher score guarantee a loan?

Is the score free to access?

Can training partners use this score?

Can I get a loan for multiple locations?

What is the typical processing time?

Are there any sector restrictions?

Can I use the loan for working capital?

Is there mentorship support?

What happens if my business doesn't succeed?