How to apply
A short walkthrough of the Lakshya apply flow from sign-in to loan submission.
Watch before you start

Sign in, play a 3-5 min skill assessment, then complete your loan application - all in one flow.
Flexible personal finance for training, livelihood, and your next career move.
Have your Aadhaar, PAN, and bank statement handy before you start the application.

A short walkthrough of the Lakshya apply flow from sign-in to loan submission.
Watch before you start
See how the skill assessment helps lenders price fairly and helps you unlock a better offer.
Watch before you start
Training institutes, lenders, and employers on the Lakshya rail — audited for placement and repayment performance.
Lakshya actively matches candidates to pathways - Germany caregiver, Japan technical, UAE driver, semiconductor fab, micro-enterprise. Drop a note and we’ll route you.
Every submission is read by a human. We’ll revert with the best-fit pathway and, if you qualify, a financing route within one working day.